Frequently Asked Questions

What types of products does iFinance Home Improvement cover?
All types of products for home improvement from Flooring, Heating, Air-conditioning, Roofing, Plumbing and more!
Does it cost me anything to apply for financing or seek approval?
No. You can apply for financing or seek approval at no cost!
Can I repay before the end of the term?
Yes, there is no penalty for repayment. You can repay at any time.
How soon can I get approval for financing?
You can obtain approval for financing almost immediately.
Can I borrow a portion of the amount of the home improvement product or service?
Yes, iFinance Home Improvement will pay directly to your vendor whatever portion you would like to borrow, be it the total cost of the product or a portion.
Do I have to put down a deposit to borrow?
No. It is up to you if you would like to pay your vendor a deposit. iFinance Home Improvement will finance the total cost of the home improvement product including your deposit, if required.
What if the vendor I am purchasing products or a service from is not registered with iFinance Home Improvement?
Simply inform iFinance Home Improvement. iFinance Home Improvement will contact your vendor to inform them of our services and provide them with the option to register with us.
What if I have not chosen a vendor can I get pre-approved for financing?
Yes, iFinance Home Improvement will pre-approve your financing before you have chosen a vendor.
Can I have more than one loan with iFinance Home Improvement?
Yes. Each loan financed must go through the same application process to determine the ability to repay.
How long may I finance the home improvement product?
The term can range from 6 months, 1 year, 2 years, 3 years, 4 years, 5 years or 6 years.
If I do not have credit history can I apply with a co-signer?
Yes, you can have a co-signer whose credit history would achieve an approval and would be willing to assume liability.
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